Tally vs Microsoft Excel.

Tally and Microsoft Excel are both spreadsheets that open .xlsx files on your Mac. This page compares price, features and platforms.

FeatureTallyMicrosoft Excel
Price$19 once$99.99/yr or $179.99
Pay once, no subscriptionYesPartlyOffice Home 2024
Opens and saves .xlsx directlyYesYes
Works offlineYesPartlymonthly online check
Every command open to a local AI agentYesPartlymacros and add-ins
ChartsNoYes
Pivot tablesNoYes
Real-time collaborationNoPartlyMicrosoft 365 only
PlatformsMacMac, Windows, web, iPad
Minimum macOSmacOS 14macOS 15
Built-in AINone; use your own agentCopilot, subscription

Yes Yes Partly Partly No No

Price

Microsoft 365 Personal is $99.99 a year or $9.99 a month, and Office Home 2024 is $179.99 once, for one PC or Mac. Tally costs $19 once, tax included, with no subscription and no account. It is free for 7 days with no card, one licence covers up to 3 of your Macs, every future update is included, and refunds are available within 30 days.

Microsoft 365 Personal, 3 years$299.97
Tally, forever$19

Paying and updating

Office Home 2024 gets security updates but no new features, and Microsoft says there are no upgrade options to the next major release. Microsoft’s plans page says you need an account to download and update the apps, and with a Microsoft 365 subscription the apps may go into reduced functionality mode if you don’t connect to the internet at least once a month. Tally has no subscription and no account, every future update is included, and it works offline.

Where Microsoft Excel is ahead

Try Tally free for 7 days.

Then $19 once, for up to 3 of your Macs. No subscription and no account.

Requires macOS 14 Sonoma or later.

More comparisons

Sources

Checked against Microsoft Excel’s own website and documentation on 13 November 2026. If something here is out of date, tell us and we’ll correct it.

Microsoft Excel and Microsoft 365 are trademarks of Microsoft Corporation. Tally is not affiliated with it.